Debit and Credit Cards

The Benefits of Debit and Credit Cards

Both of these account options provide similar securities but offer different benefits when it comes to the actual account. One of the biggest being the credit. A debit card works only when funds are available in the account, meaning you cannot spend more than what’s available. A credit card on the other hand, provides the benefit of using “borrowed” funds from the bank, allowing you to use more that what you currently have.

Both these account types introduce SSL encryptions when it comes to transactions, making each payment even more secure. The OTP system ensures the ultimate security as the unique one-time-pin code is sent to the owner’s mobile number of email. Therefore, to complete a transaction, users require both the account details and the OTP method before the transaction will be accepted.

Another impressive credit and debit card benefit is how easy it is to complete transactions. Even at a new establishment, only the connected card is needed along with the OPT system. Therefore, there’s no need to send funds to a third-party payment. Not only does this save time, but you also save on transaction fees.

Using a Debit and Credit Card at NZ Online Casinos

To complete a payment to an online casino, the owner of the account will require the card, OTP method, and personal details. At the casino, you’ll need to select the payment method as stated on the card (Visa, MasterCard, American Express). This will introduce a new page where your details are required, including the physical address, full name, card number, and CVC or CCV number (displayed on the back of the card).

Once all the details are filled out, the next page will provide the deposit value, preferred currency, and a promotional bonus option if applicable. To find out what the minimum and maximum deposit is for your account, visit the casino’s banking page. Most casinos require a deposit of at least $10 or $20. However, with most New Zealand online casino, $10 would be acceptable.

In rare cases, online casinos would charge an additional fee for the transaction, which all depends on the payment value and currency differences. However, if you’re depositing New Zealand Dollars in the same currency at the casino, very low fees can be expected.

Once the details are confirmed to be accurate, the transaction will take place and the OTP security page will appear on your screen. This requires the account holder to fill in the special code, which completes the transaction. Should the code be incorrect, the payment will decline, and the new code will be sent.

Once it’s successful, the funds are instantly available in the account. Some casinos require a refresh before the values reflect.

How to Withdraw Using as Debit or Credit Card

Most casinos that accept these payment options for deposits, will allow withdrawals with the same account details as well. Some casinos would make it convenient by storing the card information while others don’t hold onto it for security reasons. Either way, the procedure of these payments is similar.

To request a withdrawal, visit the casino, select the banking or accounts page and select withdraw. Similar to the deposit page, you’ll need to select the withdrawals amount, which usually has a minimum of $20 for New Zealand players. The page might also require all the account details again or at least require the details to be confirmed before accepting the withdrawal.

Once details are confirmed, a casino representative would confirm all the details, and might be in touch to get documents from you. These would include proof of address and a copy of your New Zealand ID document. Should all the details match that of your casino account, you’ll receive a notification that the payment has been accepted.

A typical credit or debit card withdrawal would require 3 to 5 business days. Some casinos do it sooner, which all depends where the casino is located and the type of accounts they use.

Finding New Zealand Casinos with Debit and Credit Card Options

As mentioned, most casinos provide these banking options. These options usually appear with the VISA, MasterCard, AMEX, or Maestro logos on the banking page or at the bottom of the website. Be sure to confirm that the casino offers both deposits and withdrawal with the option you need.

Why Use Debit and Credit Cards at NZ Casinos

There’s many reason to use these accounts if you’re interested in playing casino games online. The new technology of the account makes it much safer for these transactions, and it gives you the benefit of instantly getting your funds in the casino account.

The fact that you’ll save on fees is also a major plus, which also eliminates the additional registration of a third-party payment method or as a web wallet. These accounts are also the most accepted at online casinos. Even casinos that don’t provide many web wallets always accept credit cards and debit cards from Visa or MasterCard.

One of the last most impressive benefits is that your casino withdrawals are available for anything. You can withdraw it at the ATM, swipe the card, or simply keep in the credit card to pay off the outstanding balance. Overall, these options are among the easiest and most recommended for New Zealand players.